Tej Gahlot

RBA Warning vs. Buyer Opportunity in Tight Market

The RBA’s latest Senate hearing highlighted both opportunities and risks for new home buyers. Governor Michele Bullock noted that the expanded First Home Guarantee (now allowing purchase with just 5% deposit and no lenders’ mortgage insurance) will bring many more first-home buyers into the market. However, she warned this also means more borrowers with high […]

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Buyer’s Agent Insight: RBA Holds Rates –Why New Investors Should Pay Attention

The Reserve Bank of Australia (RBA) left the cash rate unchanged at 3.60% in its September meeting. Governor Michele Bullock emphasised the Board’s cautious, data-driven approach – staying at current rates “meeting by meeting” and monitoring inflation trends. In fact, RBA minutes noted inflation is still above target and that the “decline in underlying inflation

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Why New Investors Are in a Sweet Spot as Housing Demand Outpaces Supply

Australia’s population is booming. ABS data shows the national population hit about 27.54 million in March 2025. That surge is driven by record migration, roughly 110,000 overseas arrivals in the March quarter and about 315,900 over the last year, far above the long-term annual average (~220,000). In short, more people = more homes needed. HIA

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Are interest rates and inflationary pressures finally about to curtail the Australian property market?

The Australian property market has long been a beacon of resilience, a strong narrative woven into the national identity. Are interest rates and inflationary pressures finally about to curtail the Australian property market? This question is at the forefront of every investor’s mind. For years, the market has greatly demonstrated remarkable resilience, defying expectations and

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Polarising – Is Negative Gearing Holding You Back From Real Wealth?

The world of property investment is a very complex landscape, often clouded by industry jargon and conflicting advice. For decades, negative gearing has been a cornerstone of Australian property investment, a meticulous strategy wielded by countless investors to grow their portfolios. Among the most debated strategies is negative gearing. It is a concept that can

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RBA Pivot Watch: What an Easing Cycle Could Mean for Prices, Rents and Borrowing Power

The Reserve Bank of Australia’s (RBA) recent monetary policy decisions have sent quite a clear signal to the market: an easing cycle is well underway. For property owners, aspiring first-home buyers, and investors, this shift from rate hikes to rate cuts is a pivotal moment with profound implications for the Australian property landscape. The RBA’s

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Why Investor Sell-Offs Are Opening New Doors for Strategic Buyers

Australia’s landlords are under pressure. A recent PIPA survey reports a record 16.7% of property investors sold at least one property in 2025 – up from 14.1% in 2024. Faced with rising land taxes, compliance costs and policy uncertainty, many long-term investors feel the risk now outweighs the reward. In plain terms: they’re eager to

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AI in planning: Fast approvals won’t solve supply crunch overnight

Governments are racing to use artificial intelligence (AI) to speed up housing approvals. In September 2025 the NSW government launched a tender for an AI system to review major development applications, a move labelled a “gamechanger” by planning minister Paul Scully. Federal Treasurer Jim Chalmers has since urged other states to follow suit. The goal

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The housing market in Australia got stronger in August when prices rose up

Cotality, a property adviser, says that  the Australian property market rose up again in August 2025 since there weren’t many houses for sale and a lot of people wanted to buy them.   The median price in the country rose 0.7% from July to A$848,858 (approximately US$551,588).   This was the greatest monthly gain since

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